Similar in nature to term assurances, whole-of-life policies provide cover for the whole of the insured's life. Generally more expensive than term assurance because there is certainty that the policyholder will die at some time. The benefit payable on death will be either a lump sum or the value of the invested fund, whichever is higher.

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| Grosvenor Premier Investments is a
trading name of Grosvenor Wealth Management Ltd. Grosvenor Wealth Management Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 472247 |
| The FSA does not regulate National Savings Products, tax planning, Personal & Commercial Loans, Will writing and some forms of mortgage or offshore funds. |